**Last Updated: 1.16.24**

Welcome to golden lotus studio. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using our website or making any purchases.

**1. Acceptance of Terms**

By accessing or using the golden lotus studio website (the “Website”), you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use our website.

**2. No Refund Policy**

All sales are final, and golden lotus studio does not offer refunds for any products or services purchased through the website.

**3. Products and Services**

golden lotus studio may offer various products and services on the website. The description of these products and services is provided on the respective pages. golden lotus studio reserves the right to modify, discontinue, or update any product or service at any time.

**4. Payment**

All payments for products and services must be made in full before access or delivery is provided. golden lotus studio uses secure payment gateways to process transactions. Users are responsible for providing accurate billing information.

**5. User Conduct**

Users agree not to engage in any activities that may disrupt the proper functioning of the website or compromise its security. golden lotus studio reserves the right to terminate access to the website for users who violate these terms and conditions.

**6. Intellectual Property**

All content on the golden lotus studio website, including but not limited to text, images, graphics, logos, and software, is the property of golden lotus studio and is protected by intellectual property laws.

**7. Limitation of Liability**

golden lotus studio is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the website. This includes, but is not limited to, damages for lost profits, business interruption, or loss of data.

**8. Governing Law**

These terms and conditions are governed by the laws of New York State, USA, and any disputes arising under or in connection with these terms shall be resolved in the appropriate courts of New York State, USA.

**9. Changes to Terms**

golden lotus studio reserves the right to modify or update these terms and conditions at any time without prior notice. It is the user’s responsibility to review these terms periodically for changes.

**Contact Information:**

If you have any questions or concerns about these terms and conditions, please contact us at gary (at) garygrundei (dot) com.